Policyholder's Account: The policy will have an individual account to which allocated premiums and interest will be credited. There will be an annual statement of account to inform the insured about the position of the account.

Interest: A guaranteed, competitive interest rate shall be declared annually and added to the policyowners account. The guaranteed rate of interest shall be 3% above prevailing average rate of interest of the Big Banks on their customer's savings account. It can, therefore, be monitored by the policyowners himself.